High Risk Merchant Services
We specialize in getting high risk merchants approved fast. With over a decade of experience and partnerships with 20+ acquiring banks, we deliver stable, scalable solutions designed to protect your revenue and grow your business.
Ready to Get Approved? Let’s Get Started.
We specialize in helping high risk businesses get the payment solutions they need quickly, securely, and without the usual roadblocks. Submit your details below, and a dedicated account manager will reach out within 24 hours.
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High Risk Merchant
If your business has been labeled high risk and denied by traditional processors, you’re not alone and you’re not out of options. At Payment Servers, we specialize in helping high risk businesses get fast, reliable merchant accounts so they can accept payments securely and scale without worry.
What Is a High Risk Merchant?
You’re considered “high risk” if your industry has:
- High chargeback rates
- Regulatory or compliance concerns
- Subscription or recurring billing models
- Reputation risk for banks
- Large ticket sizes or international sales
We don’t shy away from these challenges. We work with 20+ banking partners and payment networks that understand your industry so you can get approved and start processing fast.
Why Choose Payment Servers for High risk Processing?
- 99% Approval Rate Including businesses previously declined
- Transparent Pricing No hidden fees, ever
- Next Day Funding Keep your cash flow healthy
- Chargeback Protection Tools to fight fraud and reduce disputes
- Multiple Banking Relationships More flexibility, more chances of approval
- Full Support U.S. based team available when you need us
Simple, Fast Approval Process
Apply
Online
Get
Approved
Start
Selling
Client Testimonials
Posted on Mackenzie Hamilton-BholaTrustindex verifies that the original source of the review is Google. After more than a decade with Bank of America, we struggled with an ongoing issue they refused to address. A nearby business recommended Payment Servers, and Stan and his team transformed our operations. They upgraded our systems seamlessly, saving us over $1,500 a month in fees. We couldn’t recommend their service more highly!Posted on isaac morTrustindex verifies that the original source of the review is Google. Moving to Payment Servers has been a game-changer for our business. We used to be with Stax, but switching to Payment Servers made everything so much easier and more efficient. The process was smooth, and their team has been incredibly helpful and hands-on, making sure we have everything we needPosted on Charley BrownTrustindex verifies that the original source of the review is Google. After my merchant account was unexpectedly shut down, I contacted Stan at Payment Servers. Within 24 hours, he secured a new account and got everything up and running smoothly. He even went the extra mile to set up the gateway on the backend, ensuring everything operated seamlessly. I highly recommend using them for all your payment processing needs.Posted on Anna MurtaghTrustindex verifies that the original source of the review is Google. As a small business owner I would highly recommend Brett Osinski he is very professional, reliable and knowledgeable always there when you need him, I would give him a 100 stars. My husband and I are so happy and very pleased ! Thank you again Brett for making it so easy.Posted on DavidTrustindex verifies that the original source of the review is Google. Just an amazing company with great service. Their merchant credit system makes taking credit cards easy, giving me one less thing to worry about in running my businessPosted on ula somwaruTrustindex verifies that the original source of the review is Google. I am very satisfied with the service Would highly recommend to small businessesPosted on Jessica SchindlerTrustindex verifies that the original source of the review is Google. Our company is very happy that we switched to payment servers. The system is very easy to use and has many capabilities. Customer service is great and we are very pleased.Posted on Muse ParticaTrustindex verifies that the original source of the review is Google. Brett at Payment Servers has been amazing. From helping with the right equipment. Very helpful and took the time to make sure my account was setup correctly. I can honestly say, if he was in a meeting or helping another client. He would text to see if I was available so he could help me with my Clover. I could not ask for a better representative. Someone who really cares about his clients.Posted on Michael d'OliveiraTrustindex verifies that the original source of the review is Google. This is a great company that took care of everything I needed and knew exactly what to do, so I didn't have to be asked 20 questions.Posted on Buck DunnTrustindex verifies that the original source of the review is Google. Really good people here. Excellent service and always immediate response. Highly recommend to anyone, especially small business owners.
Ready to Get Approved?
Whether you’re launching or looking for better rates, we’re ready to help. Let us get you set up with a high risk merchant account that works for your business not against it.