Debt Consolidation & Collection Payment Processing

Debt consolidation is often flagged as high risk due to regulatory oversight and chargeback potential but at Payment Servers, we specialize in getting legitimate businesses approved. Whether you offer debt negotiation, loan restructuring, or credit counseling, we provide secure, compliant, and stable payment solutions tailored to your business model.

Ready to Get Approved? Let’s Get Started.

We specialize in helping high risk businesses get the payment solutions they need quickly, securely, and without the usual roadblocks. Submit your details below, and a dedicated account manager will reach out within 24 hours.

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Secure Merchant Accounts for Debt Relief & Financial Services

If you run a debt consolidation, debt settlement, or financial counseling service, you’ve likely faced challenges getting approved for payment processing. Banks often classify your industry as high risk due to regulatory scrutiny and recurring billing models.

At Payment Servers, we specialize in high risk merchant accounts tailored to the needs of financial service providers. We help you get approved quickly, stay compliant, and process recurring payments with confidence.

Why Debt Consolidation & Collection is High Risk

Strict regulations from the FTC, CFPB, and state authorities
High client risk profile (credit challenged consumers)
Recurring billing and long term service models
Chargeback and refund risk
Non bank status of most service providers

As a result, many traditional processors decline applications, freeze accounts, or impose excessive fees. We’re here to offer a better path forward.

What We Offer

High Risk Merchant Account Approval Even if others said no
Recurring Billing Support Ideal for payment plans and subscription services
Transparent Pricing No hidden fees or rate hikes
Chargeback Prevention Tools Protect your revenue and reduce disputes
Compliance Guidance We help you align with regulatory best practices
Integration With CRMs & Accounting Platforms For seamless billing
Fast Deposits & Funding Keep your cash flow moving

Whether you’re offering one on one consultations or running a subscription based credit repair model, we help you process payments smoothly and legally.

Simple, Fast Approval Process

Apply

Online

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Approved

Start

Selling

Client Testimonials

Start Accepting Payments With Confidence

Debt relief is a vital service your payment processing shouldn’t stand in your way. With Payment Servers, you get more than a merchant account. You get real support, ongoing compliance insight, and a partner invested in your growth.